Investing Daily Terms, Conditions, and Disclosures

Part 1: Terms & Conditions

Date Effective: June, 2021

General

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Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Virginia and any dispute shall be subject to binding arbitration in Fairfax County, Virginia. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

Class Action Waiver

You may only resolve disputes with us on an individual basis, and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations aren’t allowed.

The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a class or representative proceeding or claims (such as a class action, consolidated action or private attorney general action) unless all relevant parties specifically agree to do so following initiation of the arbitration.

Severability

If any clause within this Provision (other than the Class Action Waiver clause above) is found to be illegal or unenforceable, that clause will be severed from this Provision, and the remainder of this Provision will be given full force and effect. If the Class Action Waiver clause is found to be illegal or unenforceable, this entire Provision will be unenforceable and the dispute will be decided by a court.

Part 2: Promotional Disclosures

Statement Claim Trade Name Investment Entry Price Exit Price Payout
How a secret trading method ‘smuggled’ out in a briefcase could stuff up to $57,239  in your pocket this year  $57,239 Dollar General $2,500 $3.20 28.20 $22,033
(even a small $2,500 investment into a few key ‘Mayhem Trades” holds the potential to hand back as much as $57,239! ) Grocery Outlet $2,500 $0.85 $6.40 $18,823
3M $2,500 $1.90 $12.45 $16,383
$57,239
But yes — in a span of nineteen days earlier this year — that trade on a losing stock could’ve turned every $10,000 you invested, into A FAST $65,530 $65,530 3M $10,000 $1.90 12.45 $65,530.00
If you’d spotted this “Mayhem Trade” and made your move – you
could’ve made almost 9x your money in 32 days.
Enough to turn a $200 investment into $1,763. $500 into $4,407. And $2,000 into $17,626
$1,763 Dollar General $200 $3.20 $28.20 $1,763
$4,407 Dollar General $500 $3.20 $28.20 $4,407
$17,626 Dollar General $2,000 $3.20 $28.20 $17,626
If you’d placed $500 into this “Mayhem Trade,” you’d have stacked up a nice $3,765  win.  $3,765 Grocery Outlet $500 $0.85 $6.40 $3,765
Which could have ballooned a tiny $500 starting investment into $2,500 $2,500 Desktop Metal $500 $0.50 $2.50 $2,500
Imagine if you’d scraped together a little more pocket change, say the $5,259 an average American spends on groceries per year
— and invested it in this trade… You would have literally made enough  to buy your favorite grandkid A BRAND-NEW CAR
Brand New Car = Chevrolet Spark valued at $14,595 Clorox $5,259 $2.25 $8.60 $20,100
 $1,000 into McCormick & Co.  could’ve helped cover your next mortgage
payment  — maybe even your next two… 
Help cover your next morgage payment (estimated between
$1100
$1400)
McCormick & Co $1,000 $2.60 $7.50 $2,885
 $2,500 into BJ’s Wholesale Club  could have sent you and four family members on a week-long, all-expense paid trip to Disney World.. with enough left over to actually enjoy the trip Trip for four
to Disney World = valued at
$6320
BJ’s Wholesale Club $2,500 $1.90 $7.75 $10,198
 $7,500 into J.M. Smucker Co.  could’ve given you enough “play money” to finally pick up that mint 1965 Mustang GT you’ve always had your eye on… or maybe even that addition your wife’s been nagging you to put on the house for years Mustang GT =
valued at
$40,000  …OR New Home addition = valued at $21,000 – $46,000
JM Smucker Co $7,500 $1.95 $11.80 $45,383
$500 into both of those “losers”… would have stacked up into a fast $3,301 $3,301 CVS Health $500 $0.95 $3.00 $1,579
Toll Brothers $500 $0.45 $1.55 $1,722
$3,301
We’re talking about the potential for nearly 9x  profits from this strategy — which would turn Your $500 into $4,407, Your $1,000 into $8,813, Your $5,000 into $44,065 $4,407 Dollar General $500 $3.20 $28.20 $4,407
$8,813 Dollar General $1,000 $3.20 $28.20 $8,813
$44,065 Dollar General $5,000 $3.20 $28.20 $44,065

Testimonial Disclaimer

When we receive testimonials from a subscriber, we veil their last name and any identifying details to protect their privacy and identity.

From time to time CIG submits to its clientele, surveys regarding their experience with various CIG offers. CIG emails every purchaser of each of its offers, and asks them to participate in a survey related to the products and/or services they have purchased. The surveys are conducted with a view toward determining the average or “typical” results of a purchaser of the products and/or services that CIG offers.

Not all customers respond to the surveys. Even among those customers who do respond to CIG’s survey requests, such customers may not respond to every question.

The results of each survey conducted are summarized below. Please note that numbers are rounded to the nearest whole number percentage.

423 customers responded to the survey on Personal Finance (the “Program”). 

Before signing up for Program, 15% (61/410) of customers invested daily.  19% (78/410) invested weekly; 47% (194/410) invested monthly; 13% (54/410) invested yearly; and 6% (23/410) did not invest at all. 

84% (350/418) of customers have been investing in stocks for 10 years or more.  4% (18/418) have been investing for 5-10 years; 4% (18/418) have been investing for 2-5 years; 5% (21/418) have been investing for 0-2 years; and 3% (11/418) have not invested in stocks at all. 

19% (79/415) of customers have traded options for 10 years or more.  10% (40/415) have been trading for 5-10 years; 7% (30/415) have been trading for 2-5 years; 11% (44/415) have been trading for 0-2 years; and 53% (222/415) have not traded options at all. 

On a scale of 1-5, where 1 is “not helpful at all” and 5 is “extremely helpful”, 29% (119/408) of customers would rate the Program content a 5; 34% (139/408) would give it a 4; 20% (80/408) would give it a 3; 10% (41/408) would give it a 2; and 7% (29/408) would give it a 1. 

When asked, on a scale of 1-5 where 1 is “strongly disagree” and 5 is “strongly agree”, if they could make trades from the Program in 10 minutes or less, 42% (168/398) answered 5; 17% (68/398) answered 4; 20% (81/398) answered 3; 8% (32/398) answered 2; and 12% (49/398) answered 1. 

Since joining the Program, 65% (260/400) of customers have invested $25,000 or more.  8% (34/400) have invested $10,000-$25,000; 8% (31/400) have invested $5,000-$10,000; 7% (27/400) have invested $1,000-$5,000; and 12% (48/400) have invested less than $1,000. 

50% (183/364) of customers earn less than $500 per month from Program recommendations.  22% (81/364) earn $500-$1,000 per month; 17% (61/364) earn $1,000-$5,000; 6% (22/364) earn $5,000-$10,000; and 5% (17/364) earn $10,000 or more. 

In total, 41% (150/367) of customers have earned $10,000 or more from Program recommendations.  9% (34/367) have earned $5,000-$10,000; 13% (49/367) have earned $1,000-$5,000; 8% (31/367) have earned $500-$1,000; and 28% (103/367) have earned less than $500. 

22% (78/354) of customers have an annual rate of return from the Program recommendations of less than 1%.  19% (67/354) have a rate of return of 1-5%; 39% (138/354) have a rate of return of 5-10%; 16% (58/354) have a rate of return of 10-20%; and 4% (13/354) have a rate of return of 20% or more. 

When asked, on a scale of 1-5, where 1 is “strongly disagree” and 5 is “strongly agree” whether they were making more money from their investments prior to joining the Program, 17% (69/396) answered 5; 23% (93/396) answered 4; 30% (119/396) answered 3; 11% (43/396) answered 2; and 18% (72/396) answered 1. 

4% (16/396) of customers said that the money they make from Program recommendations allows them to take more vacations.  20% (81/396) of customers said it allows them to save for retirement.  3% (12/396) said it allows them to pay for their children’s or grandchildren’s education.  27% (105/396) said it allows them to do all of those things.  46% (182/396) said it does not allow them to do any of those things. 

When asked, on a scale of 1-5, where 1 is “strongly disagree” and 5 is “strongly agree”, whether they would recommend the Program to friends and family, 31% (124/405) answered 5; 28% (112/405) answered 4; 21% (87/405) answered 3; 8% (33/405) answered 2; and 12% (49/405) answered 1. 

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