Fellow Investor,

Over the course of the past 50 years, the U.S. government has buried a series of profitable gifts for investors deep inside some of the most complex regulatory codes ever written.

And for virtually the same amount of time—the only people who knew about them were the ones who needed them the least—America’s financial elite.

But that’s all about to change.

Because in the next few minutes I’m going to show you how a number of little-known federal laws allow you to cash checks for thousands of dollars a month from some of Wall Street’s most profitable companies…

...and deposit them directly into your retirement account.

You see, I’ve developed a program designed with the specific purpose of siphoning money from these hidden markets.

I call it “Maximum Income for Retirees” but you’ll just call it “a godsend” because it allows you cut out Wall Street fat cats like your broker or financial advisor—who’ve gotten obscenely rich at your expense.

And when you follow the detailed instructions in this letter, you’ll discover how to add $7,684 to $25,618 directly into your retirement account month in and month out…

…all thanks to Uncle Sam.

And get this: Right now—very few investors know about the hidden markets I’m about to show you.

In fact, our informal research shows that 8 out of 10 have never heard of them.  And that’s a shame. Because the people who do know about them are making enormous amounts of money.

The truth is the mainstream financial press is never going to do much to help the little guys. Think about it. The hedge funds, brokers and major financial planners pay the media’s bills with the advertising dollars they spend.

So mainstream publications are never going to shine a bright light on investment vehicles that not only allow you to cut out—but also outperform—their biggest customers.

That’s great news for you.

Because it means there are still bargains in these markets.

In the next few minutes I’m going to show you how you can use my Maximum Income for Retirees plan to collect a small fortune.

Here’s the thing…

Everything in my plan is completely legal (and was created by the U.S. government), so if you feel a twinge of fear relying on yourself instead of your broker or advisor…stop!

Your fear is exactly what they want.

Here are three good reasons why you should give these “hidden market” payouts your full attention: My Maximum Income for Retirees plan offers you incredible wealth-building opportunities with little risk.

It’s safe, simple and best of all—it generates massive amounts of income.

The U.S. government created every investment in my plan. They’re all perfectly legal and completely safe.

Wall Street has been lying, cheating and stealing from you for years.

Every time you put a single penny into a stock, bond or mutual fund, Wall Street has their hand in your pocket. So you shouldn’t feel bad—or worry—about diverting that money back to your own account where it belongs…because it’s your money, not theirs.

If you’re looking for a safe, simple way to pad your nest egg, my Maximum Income for Retirees Plan is hands down the single best opportunity you’ll find today.

But don’t just take my word for it. Read this entire letter. Then decide for yourself if my high-income plan is right for you.

A word of warning though—I wouldn’t wait too long to make a decision.

One front-page article on my plan—or one random comment on the Internet about how massive the payouts are—could cause prices to skyrocket and effectively lock you out.

So please read on immediately.

My name is Jim Pearce and I’m the Chief Investment Strategist for Personal Finance.

I think it's important for to know that when I talk about the games Wall Street plays—and the lies they tell you— that I speak from a different perspective than most folks you’ll hear from.

For 26 years I worked behind the scenes of Wall Street as a broker, financial planner and investment advisor. So when I call something a lie—it’s not based on a hunch or speculation.

It’s based on over two decades of “in the trenches” experience.

Let me tell you a little story on why I’m here with you today instead of perched behind my mahogany desk in the corner office I used to have.

My parents raised me to look people in the eye, shake a man’s hand and tell the truth.  I’m sure yours did too.

But that was hard to do on Wall Street.

Over my two decades there, I toiled away and on my own time I developed a stock-picking system that takes all the guesswork out of investing. But I was never allowed to use it on my clients’ behalf.

My system is cold, hard and calculating. But even I had my doubts about it the first time I tested it out and Ford came up as a screaming buy.

Especially since it was in 2008 during the height of one of the worst market crashes in history—and at a time when General Motors was filing for bankruptcy.

But I had faith in my system because it removed an investor’s worst enemy...emotion.

And in 2008 it was fear—bordering on panic.

So I swallowed hard and bought shares of Ford with my own personal account.

And boy was I glad that I did...

Because three years later I sold Ford for $127,344 in profits—that’s a six-figure win on a single trade!

But even then, my bosses wouldn’t let me use my system for my clients.

They told me to recommend the “house list” of stocks...or to push whatever was in the news.

But I wanted to do better than that. I saw how people were struggling and I had all the proof I needed that my system could help.

So I decided to walk away from Wall Street and all of its shenanigans.

Can you blame me? Imagine waking up one day to find you had $127,344 in profits sitting in your account.

It happened to me.

And today I’m going to show you how it could happen to you.

You’d never know it by talking to your broker, but there’s a world of investments out there that crush the S&P 500’s paltry 2% yield.

And when I say that, I’m not talking about doubling it. I’m talking about companies that easily pay out four times the S&P 500’s yield.

Heck, I even know of a few that pay out ten times what the S&P 500 does. And on top of that—many of them have the potential for triple-digit gains too...in fact I’m going to show you one in just a minute.

But I doubt your financial planner or broker ever told you about them.

“When you get bad advice, you pay for it.”
—Cristina Martin Firvida, Director of Financial Security at AARP

Let’s face it—when investors find stocks of that caliber, they’re going to keep their money in them forever. Wouldn’t you?

And the truth is—Wall Street doesn’t make its money off of buy-and-hold investors. So they don’t want you to “go long” on an investment.

You see, Wall Street makes its money on fear—because it creates churn. And churn creates the opportunity to charge fees—and to make commissions by selling the flavor of the day.

Everything on Wall Street—the labyrinth of codes…high-tech algorithms…and volumes of legalese—all have a single purpose:

To hold regular investors like you at bay…and slowly bleed you of your money.

When I worked on Wall Street I knew I could beat the S&P’s returns in my sleep with the companies that make up my Maximum Income for Retirees Plan. Because I was doing it for myself.

And so was everyone I worked with.

But there I was, looking good folks straight in the eye telling them they should be glad they were making 4% on their money (just enough to beat inflation).

All the while knowing there were government-created investments I could put them in that were capable of safely paying out up to four times that amount.

But they wouldn't let me.

So I decided to walk away and leave all of that behind.

Imagine having access to the same stocks that Wall Street's top traders are buying.

I'm not talking about the ones they’re recommending to “average Joe” investors.

I'm talking about the ones they’re putting into their own personal investment accounts.

Think of the advantage you’d have. While other investors struggle to eke out a few hundred dollars to live on each month—you could build your wealth at a phenomenal rate.

In fact, with access like that you could amass a fortune—and secure your retirement—no matter what the stock market does.

And today, I’m going to show you how the U.S. government will help you do exactly that.

These are the exact same companies that billionaires like Harold Hamm, Carl Icahn, and Richard Kinder own.

If that sounds like going to Vegas and having the dealer as your partner—it’s because it is.

Following the big money is a time-tested way to build immense wealth on your own.

And the truth is, knowing the ticker symbols of these companies is like having a government-issued “access code” that will allow you to add thousands of dollars to your retirement savings every month.

Buying into these select stocks will put in the company of investors who are “in the know.”

Let me give you an example of one now.

My top-rated Maximum Income for Retirees pick specializes in buying the mortgages to residential properties.

That may not sound exciting until you know it yields 13.7%.

If it’s hard to imagine what 13.7% means in terms of actual dollars, let me help you out a bit.

Not long ago, Terry P. from Austin, Pennsylvania, cashed a check from this REIT for
$3,000.

And like clockwork—he’ll get another one in just a few weeks.

Now that may not seem like a lot of money, but Terry’s just starting to build his portfolio and over time these payouts will help him create an enormous retirement account.

And then there’s Dottie R., a retired housekeeper from Duluth, Minnesota.

Dottie has been buying shares of this REIT over time—slowly adding to her position. Last month she cashed a check for $19,835.

And she’s set to get another in just a few weeks.

Daryl M., a 57-year-old retired Navy veteran from Roanoke, Virginia, is even banking an astounding $25,618 every three months from the REIT in my report.

Imagine how income like that would change your view on retirement. It literally allows you put your financial fears in the rear-view mirror, and start considering the possibility of paying your grandkids’ way through college or even taking a trip around the world.

You won’t have to imagine for long. Because in just a minute, I’m going to show you how to get a copy of the report that has this REIT’s name and “access code.”

Before I do, let me show you another hidden market that can hand you oversized payouts.

This savvy company has managed to avoid the fate of many energy stocks, thanks to a laser focus on natural gas—instead of oil.

America has just become the largest producer of natural gas in the world.

That’s important because the countries where it’ll go—like Japan and China—gladly pay four times more for natural gas than we do.

And this company provides a critical link because it owns thousands of miles of pipelines that will deliver the gas to ports in Texas and Louisiana.

Income-seeking investors like Barry M. love it because it yields 14.9% and has raised its dividend for the past nine quarters.

Barry has owned 1,275 shares for just over 18 months and recently cashed a check for $1,268.

That’s $113 more than his first one—so he can attest to the power that rising dividends have.

So can Dawn B. from San Jose, California. Dawn just received a check for $9,452— $852 more than her first.

That’s $852 she can use to take a nice weekend trip—or even buy more shares.

Then there’s the story of Paul R., a landscaper from Mesa, Arizona. He’s been adding to his position over time and just received a check for a stunning $16,640.

On top of its growing payouts, this MLP has also tacked on over 16% to its share price in the past month.

And I expect its upward march to accelerate as the frenzy to export natural gas to energy-hungry parts of the world like Asia and Europe heats up.

All its details are in my special report How to Claim Your Share of $68 Billion in “Hidden Market” Payouts. I’ll show you how to get for a FREE copy in just a minute.

Before I do, let me show you why presidents weren’t the only U.S. government officials to create hidden markets.

This Maximum Income for Retirees pick has interests in companies that range from cell tower builders to aerospace and from defense to transportation.

Remember, they’re betting on a number of different companies.

So the risk is far lower than if you tried to invest in each of the companies by themselves. And it wouldn’t matter if you wanted to anyway—because you can’t. Remember, BDCs hold stakes in private companies—just like the rich-guy venture capital firms do.

But that’s only half of why I like them. Because like I said earlier—they also pay massive dividends, too.

Ryan C. from Baton Rouge, Louisiana, can back me up on that. Not long ago this BDC sent him a check for $7,684…and in a few months it’s going to do it again. Even if you’re just starting out, you’ll still get nice checks.

Take Jason D. for example. He just received a check for $155 and he can use that for whatever he wants.

But if he’s smart he’ll put it to use and pick up more shares. That’s called compounding—and it’s the most powerful financial concept available to any investor.

“The White House estimates that conflicted advice costs working- and middle-class families a total of $17 billion in losses each year.”

—National Public Radio
I can’t cover the finer points of how BDC’s compound here...but suffice it to say if he just keeps buying more shares with his dividends for the next 20 years…

…he’ll be sitting on a life-changing $125,988!

And that’s assuming the share price and dividends stay the same.

If they go up, he’ll make even more money. If they don’t…it’s still a 28% average annual gain.

Try getting your broker to commit to gains of that magnitude. It’ll never happen.

When I worked on Wall Street, our goal was 4%. I just showed you a company you can buy shares of tomorrow that will allow you to make seven times that amount.

Can you see why brokers and advisors go to great lengths to make sure you never hear about these investments? Does it make sense why they feel threatened by them?

These hidden market stocks will outperform anything you’ll ever hear about from your advisor. And they literally make Wall Street players obsolete.

A word of caution: You need to get your “access code” by February 4th, 2016, in order to get your name on the list for the next round of payouts.

So don’t delay!

I’d like to rush you the Special Report that has all their details. All I ask in return is that you take a risk-free look at my investment service, Personal Finance.

Generating meaningful income in this low-interest-rate environment is a real challenge.

But that will all end when you get access to my Maximum Income for Retirees plan.

Simply put, my “plan” is a portfolio of unique investments that are not only home to these three companies…but 16 other high-yield, low-risk businesses as well.

The goal of this portfolio is in the name. There’s nothing clever about it.

I designed it for the ruthless pursuit of income.

In fact, I promise you—the average yield of this portfolio will  never go below 8%.

That’s four times more than average stocks and twice as good as any financial planner will aim for.

But remember, it’s just the average. There are a handful of stocks in this portfolio that are handing readers payouts of 11.7%, 13.6% and even a stunning 17.6%.

And if something happens to the company that will affect its payouts—I’ll tell you when to sell it. Then I’ll give you another company to replace it with...so your income stream doesn’t take a hit.

That way you can protect principle and your income.

And remember the story of Jason D., who could use his dividends to buy more shares?

Well—truth be told—that was an ultra-conservative calculation…because it didn’t include any growth in share price or dividends.

So what happens if Jason uses his $155 dividend payment to buy more shares for 20 years and the dividends rise a modest 5%?

He’ll be sitting on $389,383.

That’s the kind of money that brings your retirement dreams into sharp focus.

And it’s why I’m writing you today. Because these opportunities are just waiting for you…and I want you to have them. All you need to do is agree to try out Personal Finance.

But there’s so much more to Personal Finance than just life-changing income opportunities.

No matter what your financial situation may be...whether you feel you’re ahead of the game…behind it…or just looking for some fresh ideas...Personal Finance has what you need.

Our entire focus is investing.

Every recommendation I make is backed up by a team of successful investors with decades of experience in stocks, bonds, commodities and currencies.

My team of analysts aren’t desk jockeys who earn a living by investing other people’s money.

They’ve created their own wealth.

They understand what it means to have skin in the game. And their real-world approach pays off for our readers.

Since 2000, the S&P 500 has gained only 3.9% a year. But during that same time—which included catastrophes like the 9/11 attacks and the market crashes of 2000 and 2008—the Personal Finance portfolio has racked up a total return of 181%.

That’s nearly three times more the S&P 500.

$100,000 invested in our portfolio in 2000 would have grown to $281,000 by September of 2014.

That’s $103,000 MORE than you would have gotten by putting your money in the S&P 500…just from reading Personal Finance and following our easy-to- understand advice.

In the end, what I’m offering you today is the chance to invest with confidence.

The kind that comes from knowing your hard-earning money is working for you…and at the same time...that it’s safe.

I promise you, when you start putting all the easy-to-follow advice you’ll get from Personal Finance into action—it will show—and your friends and family just may start asking you how you’ve got such an edge.

And best, you can do it from the comfort of your armchair!

When you agree to try out Personal Finance I’ll immediately send you:

This power-packed report How to Claim Your Share of $68 Billion in “Hidden Market” Payouts will give you the complete details on all three high-income opportunities I just showed you.

That includes their names, ticker symbols and prices to buy under…so that you can add them to your portfolio the same day.

I’ll even give you the dates of when you can expect your first payouts.

This report typically sells for $399 but I’ll send it to you FREE for agreeing to try out Personal Finance.

And as a special thank-you for giving me a shot to earn your trust I’ll send you this FREE BONUS REPORT, 5 IDEAL Stocks in Any Market.

Inside I’ll give you the details on my stock-picking system that handed me gains of $127,344 on a single trade.

And more importantly, I’ll show you how you can use it to bank massive gains for yourself.

Then, twice a month we’ll mail a 12-page printed issue to your home.

That’s right, we still mail the issues. Forget having to tread to your office to find out what’s going on with your investment...or having to pull your laptop out and sit at the kitchen table to get up-to-date on what’s happening.

Now, you can sit in your easy chair and discover everything you need to know to grow your wealth.

Got an appointment?

Take Personal Finance along and read it while you wait. I can’t think of an easier—or better—way to make use of your time.

The bottom line is this—subscribers are always telling us how much they love getting the issues in print…and we respect that.

We’ll never cut them out just to cut costs. That’s a guarantee.

And if you’re more comfortable operating in the digital realm, we’ll be happy to email it to you, too.

No matter how you get Personal Finance— it’s like having me right there with you...guiding you to oversized payouts and profits.

You’ll also get access to our members-only website where you’ll find every issue and Special Report we’ve ever published.

Remember, Personal Finance subscribers have received advice that made them 181% richer—through one of the most brutal economic times in recent history.

And I just showed you three easy ways to bank payouts of up to $25,618 from the U.S. government’s hidden markets.

Some of my subscribers paid $99 to get access to research that powerful. But you don’t have to if you act today.

I’m a believer of simple choices. So here’s the deal.

When you agree to try out Personal Finance now, you can grab a subscription that will give you the confidence to fire your broker—for only $39.95.

And you can start collecting one of your first payout on February 4th, 2016—but only if you get your name on the list soon.

That’s just $3.33 a month for a full year (24 issues) of our research.

And it includes all the special alerts, weekly updates and full access to our members-only website.

There you’ll find our model portfolios and Special Reports to suit every investor’s appetite, including my Maximum Income for Retirees plan...complete with its own portfolio.

I think it’s worth pointing out that this is the lowest price we’ve ever offered—or will ever offer.

But if you’re still not sure about trying out our research, here’s something else I think you’ll like:

That’s not a typo. You get three months risk-free to try out everything Personal Finance has to offer.

If at any time during the first three months you decide you don’t like it—even if it’s on the 90th day— simply call our Customer Service team and we’ll promptly issue you a 100% refund.

What’s more, even if you decide you don’t want Personal Finance after your trial ends, you can still get a refund for all the unused issues.

Best of all, you can keep all the free reports I’ve sent you—including How to Claim Your Share of $68 Billion in “Hidden Market” Payouts—just for giving our research a try.

Why so simple?

Because we don’t believe in gimmicks here.

We believe if you give folks quality financial research (and profits) at a reasonable price, they’ll stay. So far, we’ve been right.

That’s why over 1,000 millionaires read our work each month.

And the truth is, we could never afford to make an offer like this if we weren’t positive you’d be 100% delighted with everything we do.

I think this is the fairest offer you’ll ever see for research this powerful.

But thanks to the 90-day trial period, you’re free to decide for yourself.

This is your chance to bank massive payouts from the U.S. government’s hidden markets.

But you need to get your “access code”—the ticker symbol for each of these select stocks.

You only have until February 4th, 2016, to buy shares and get your name on the list for the next round of payouts.

Don’t miss out.

Please click the button above to start receiving all our research immediately.

Sincerely,

Jim Pearce
Chief Investment Strategist
Personal Finance

P.S. You have nothing to lose by giving Personal Finance a try...when you agree to the trial you’re doing so with my personal guarantee of satisfaction.

If you aren’t happy anytime within the first 90 days just say the word and we’ll send you a prompt, no- hassle refund.

The reports are yours to keep no matter what you decide!