If you own dividend-paying stocks, you already understand the appeal of regular income. A 3% yield here, a 4% yield there — it adds up over time.
But what if you could multiply that income significantly — without buying riskier stocks, without complex trading setups, and without abandoning the dividend-paying companies you already trust?
There’s a well-documented strategy that institutional investors have used for decades. Goldman Sachs has tracked it since 2002. The CBOE has published an index on it for over twenty years. Bloomberg has reported it’s “one of the few ways investors can really enhance their returns.”
Yet most individual investors have never heard of it — or assume it’s too complicated to implement on their own.
It’s not. And Robert Rapier has spent years building a systematic, repeatable process for identifying exactly which stocks to trade, when to enter, and how to manage positions over time.
That’s what Rapier’s Income Accelerator provides.
2025 was a challenging year for investors. Tariff uncertainty, a sharp spring correction, and shifting Fed policy tested conviction at every turn. But by year-end, disciplined income strategies outperformed — and our portfolio demonstrated why.
Here’s a selection of real results from the Income Accelerator portfolio in 2025:
| Stock | Strategy | Return | Timeframe |
|---|---|---|---|
| Cisco Systems (CSCO) | Covered call | 52.9% | Full position lifecycle |
| GSK plc (GSK) | Covered call | 75.0% | Held since 2021, incl. Haleon spinoff |
| BHP Group (BHP) | Covered call | 23.0% | ~6 months |
| Pan American Silver (PAAS) | Cash-secured put | 33.2% ann. | Closed early to lock in profits |
| Cal-Maine Foods (CALM) | Cash-secured put | New position | Opened December 2025 |
| How does that compare? | |||
| S&P 500 (SPY) | Buy & hold | ~23% | Full year 2025 |
| Vanguard High Dividend Yield (VYM) | Dividend ETF | ~12% | Full year 2025 |
| Schwab U.S. Dividend Equity (SCHD) | Dividend ETF | ~6% | Full year 2025 |
Not every trade worked out perfectly. Our Western Union (WU) position is underwater, though it continues to screen well and pay dividends. Our Vishay Intertechnology (VSH) position needed adjusting after we missed an exit at the highs. That’s investing — some positions require patience and management.
Those numbers didn’t happen by accident. They’re the output of a system that removes the guesswork — so you never have to wonder which stocks to trade, when to enter, or when to walk away.
Options don’t have to be complicated. Not when someone else has already done the screening, the math, and the risk analysis — and hands you the exact trade with step-by-step instructions.
Every week, Robert runs the entire market through his 5-point “Green Light” system. Most stocks fail. Only the ones that pass all five criteria make it to your inbox:
Every trade must generate 2x to 5x the stock’s annual dividend yield in premium. Low-payout trades aren’t worth your time — so they never reach you.
We target stocks with a beta below 1.0 — steadier than the overall market. No meme stocks. No overnight surprises. After an early position caught us off guard, Robert added a minimum trading volume filter too. The system gets smarter over time.
If a trade can’t deliver at least 20% annualized on cash-secured puts or 10%+ on covered calls, it doesn’t get recommended. No marginal opportunities. No “close enough.”
Every recommendation is cross-referenced against analyst ratings and FactSet scores. If the professionals are bearish, we stay away. You only trade stocks with institutional support behind them.
A great company at the wrong price is a bad trade. We check valuation metrics and proprietary scores before every recommendation. When a stock gets too expensive — even if it’s been a winner — we close it and move on.
That question — the one that keeps most investors up at night — is already answered before you place the trade. Robert runs the exact same calculation for every position, and he shows you the math:
No gut feelings. No second-guessing. Every decision has a number behind it — and you see that number before you act.
In December 2025, Robert closed Hewlett Packard Enterprise at nearly a 50% gain — because it failed one screening criterion. Same week, he closed Franklin Resources at 5.5%. Columbia Banking was closed after failing multiple criteria post-merger.
Most advisors would ride those winners and hope for more. Robert’s system doesn’t hope. It measures. And that discipline is why subscribers have been protected from the kind of blowups that wreck portfolios.
Here’s how the system actually performed across 30 closed trades in 2025:
You don’t need to become an options expert. You just need to follow a system built by one — with every trade screened, every decision explained, and every position managed for you.
Let’s demystify this. No jargon, no hype — just how it works.
You own 100 shares of a dividend-paying stock. You sell someone the right to buy your shares at a higher price by a certain date. In exchange, they pay you a premium — cash that hits your account immediately.
Outcome 1: Stock stays below the strike price. The option expires, you keep your shares and the premium. Repeat the trade.
Outcome 2: Stock rises above the strike price. Your shares get “called away.” You keep the premium plus the capital gain. Profitable, but you give up any upside above the strike.
Outcome 3: Stock drops. You still own the shares, but the premium you collected reduces your loss compared to someone who just held.
You want to buy a stock at a lower price. You sell someone the right to sell you shares at that lower price. They pay you a premium.
Outcome 1: Stock stays above the strike price. The option expires, you keep the premium. Free income for being willing to buy a stock you wanted anyway.
Outcome 2: Stock drops below the strike price. You buy the shares at the strike price, minus the premium you collected. You got in at a discount.
Our Pan American Silver trades in 2025 are a perfect example. We collected $5.80 per share across two cash-secured put trades — at significantly lower risk than simply buying shares at market price.
Let’s be realistic about what this strategy can produce. The returns depend on your portfolio size and market conditions. Here’s a conservative illustration based on actual 2025 performance:
| Portfolio Size | Conservative Annual Income (10-15% on capital) | Notes |
|---|---|---|
| $25,000 | $2,500 – $3,750/yr | ~2-3 positions |
| $50,000 | $5,000 – $7,500/yr | ~4-5 positions |
| $100,000 | $10,000 – $15,000/yr | ~8-10 positions |
| $250,000 | $25,000 – $37,500/yr | Diversified portfolio |
Important context: These are total returns on the covered call/put strategy, not just options premium. They include dividends and any capital gains when positions are called away. Individual trade returns varied widely in 2025 — from 5.5% (Franklin Resources) to 75% (GSK). Some positions, like Western Union, were underwater. The range above reflects a realistic, blended portfolio experience.
This is not “set it and forget it” income. You need to follow the weekly recommendations, place trades with your broker, and occasionally adjust or roll positions. Robert provides exact instructions — including broker scripts you can read to your broker verbatim — but you still need to act.
If you’re already holding dividend stocks, you’re exposed to every downturn with no cushion. Income Accelerator changes that equation. Here’s how we protect your portfolio — and where the honest limits are:
Built-in cushion that regular dividend investing doesn’t offer.When a dividend stock drops 20%, a regular investor absorbs the full loss. An Income Accelerator member who collected 3% in premium has a built-in cushion. It’s not a shield — but it’s more protection than holding stocks alone.
Honest about losers — because every strategy has them.In 2025, our Western Union position lost money. Our Vishay position required adjusting. That happens with any investment approach. The difference is that our screening system tells us when to hold, when to adjust, and when to exit.
You trade some upside for immediate, reliable income.If a stock surges, your shares may get called away at the strike price. You’ll miss the extra gain above that level. But in exchange, you collect premium income on every trade — income that a regular dividend investor never sees.
Easy to set up with any major brokerage.Fidelity, Schwab, TD Ameritrade — they all offer options trading. Covered calls and cash-secured puts are classified as conservative strategies and are typically approved for most account types, including IRAs.
20-30 minutes per week — not passive, but not a second job.You’ll receive trade recommendations weekly with exact instructions. Sometimes you’ll need to act quickly on adjustments. Robert provides broker scripts you can read verbatim.
That’s okay — your current approach may be exactly right for where you are.
Weekly Trade RecommendationsEvery week, Robert sends specific, actionable trade instructions. You’ll know exactly which stock, which option, what price to target, and what to tell your broker. No guessing.
Income Booster TradesCovered call and cash-secured put recommendations on stocks that pass all five Green Light criteria. Typically 1-3 new trades per week.
Portfolio UpdatesFull transparency on every open position — what’s working, what’s not, and what needs adjusting. Robert treats this like his own money because many of these are his own trades.
Flash AlertsWhen market conditions require quick action — an early roll, an adjustment, or a position exit — you’ll get an immediate alert with specific instructions.
The Quick-Start GuideA straightforward walkthrough of how the strategy works, how to set up your account, and how to place your first trade. Written for clarity, not for marketing.
Full Portfolio AccessThe complete Income Accelerator portfolio, with every position, every entry price, every trade history. Updated in real-time on the members-only website.
Yes — I’m Ready to Start Earning More
Rapier’s Income Accelerator is $995 per year. That’s less than $20 per week for a strategy that’s designed to generate meaningfully more income from the stocks you already own — or want to own.
Robert has been refining this strategy for years, and the 2025 results speak for themselves: 52.9% on Cisco, 75% on GSK, 23% on BHP in six months, 33.2% annualized on Pan American Silver.
Try Income Accelerator for 30 full days. Review the portfolio. Read the weekly issues. If you’re not satisfied for any reason, call us for a full refund.
No questions. No hassle. Every penny returned.
To your income success,

Robert Rapier
Chief Income Strategist, Rapier’s Income Accelerator